I think one first step is to distinguish between traditional banking, which sells money it has (or it can borrow very quickly, whatever) and finance, which sells something it does not have. And in that selling what it does not have lies its creativity. It has to invent instruments. And secondly—and they go together—it has to invade other sectors. Because it itself does not have what it needs to produce.
With Twitter bots and a lot of AI in pop science, it’s kind of like staying up late with your parents. Once you ask to be treated like a human being, you have to abide by a different set of rules. You have to be extra good. And the second you misbehave, you get sent to bed. Because you didn’t play by the rules that you were agreeing to be judged by.